Website and in particular shopping cart security is integral to maintaining your online business and the trust of your customers, it can mean the success or failure of your business. I’ve put together a few tips to help ensure your shopping cart is safeguarded and your online sales are maximized as a result.
Use PCI Compliant Shopping Cart Software
You don’t have to have everything built in house; you can use third party software that integrates seamlessly into your website to give consumers a good shopping experience while letting someone else worry about the security. If you want to accept credit cards and show your clients that you care about their security and will protect their data, this is a good step.
If your website incorporates your shopping cart software within it, such as a WordPress website with WooCommerce, follow the PCI complaint guidelines and ensure your hosting environment, website information and websites set-up meet these requirements, any website designer of any note (FX Digital) will do everything they can automatically to ensure such security.
PCI-DSS Core Requirements
The 12 core PCI-DSS requirements are as follows:
|Build and Maintain a Secure Network|
|Protect Cardholder Data|
|Maintain a Vulnerability Management Program|
|Implement Strong Access Control Measures|
|Regularly Monitor and Test Networks|
|Maintain an Information Security Policy|
Ensure your website is PCI Compliant it really does make a massive difference and gives you the peace of mind, knowing you have done everything reasonable to ensure online shopping website security, act today and speak to FX Digital who can advise you initially making your website PCI Compliant.
Passwords Security Basics
Make all the passwords you use to access your shopping cart, websites, and databases difficult to get into and this means using strong passwords that are almost impossible to remember and contain all manner of symbols and characters. Using the password generators is better than trying to come up with something on your own, don’t save the password in a free email account that someone can easily hack into. Save all passwords in a secure location, memorize them or use an online cloud password solution.
Monitor and Test
Go through the shopping process on your own website to ensure that everything is in top working order and that nothing seems out of the ordinary. If you don’t experience what your customers’ experience, it will be difficult for you to help them if something goes wrong.
Shortcuts Leads to Disaster
A pet hate of mine this one, many people take shortcuts such as getting a free plug-in or using a free open-source system without understanding the intricacies of security, it is very dangerous and could land you in big trouble. It doesn’t matter how good the software is, if you don’t know how to set it up properly, protect the database, and keep your shoppers information safe, don’t do it, hire a professional.
Use a Third Party Credit Card Processor
My advice for everyone nowadays is to use a third party credit card processing company. Let someone else worry about how the security works and let someone else process the credit card transactions for you so you don’t have to become PCI complaint yourself and you also build trust with your customers as many customer recognise payment gateway processing companies such as PayPal.
Use an SSL Certificate
Your customers can actually tell if you have an SSL certificate because the website changes from http:// to https://, which to most educated consumers signifies that security measures have been implemented and met. Check out Website Designs we have implemented SSL throughout the entire website. Even if your customers don’t know what it means, you can educate them on it by publishing information about the security of your website. Speak to your hosting company to purchase the SSL certificate and have it installed.
Use Advanced Verification Methods
Put into place address verification, as well as collect CVC and CVV2 numbers from the backs of credit cards at the time of purchase. While this is a bit more work, it’s added security and assurance for your shoppers that you only take real credit card numbers from people who have them in their possession, and know the right billing address for that credit card.
Get a Trust Certificate
Aside from the SSL certificate, there are also third party trust certificates that you can earn, such as those from VeriSign, now called Norton Secured from Symantec, or Hacker Safe Certificate from SiteLock. Both of these services offer authentication of your website, daily malware scanning and more to not only keep your shopping cart secure but also to make your guests feel safe. I personally utilize another company called Sucuri which is perhaps one of the best in the world at this, as it not only scans your website every four hours but it also helps with malware clean-ups and blacklist removals and we implement this on all of our latest websites.
In the case of shopping carts make sure your PCI Compliant, it’s not a good idea to time to learn on the job with security such as this. If you don’t know how to keep your shopping cart / website safe, opt for third party software, hosting, and credit card processing. You will be glad you did because the alternatives are simply too costly and frightening.